Brayton & Team, eXp Realty
Falls Park on the Reedy in downtown Greenville, South Carolina, with the waterfall cascading over boulders toward the city skyline

Find the place that fits your life.

From a first tour to the final signature, we make the Greenville buying process clearer, more grounded, and unmistakably yours.

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The path to closing.

Twelve steps stand between the first lender conversation and the day you hold the keys. This is the order we work in.

  1. Talk to a lender

    Start the money conversation early. A lender reviews income, credit, debts, and savings, then explains what you can realistically borrow.

    Meet our lender

  2. Get preapproved

    A written preapproval turns a rough budget into a firm one and shows sellers you are serious before you fall in love with a home.

    Start your application

  3. Meet with Brayton & Team

    We sit down together, over coffee or a call, to talk timing, lifestyle, neighborhoods, and what actually matters most to you.

    Book a coffee date

  4. Narrow down the wish list

    A long list of wants becomes a short list of priorities, matched to the Upstate communities that genuinely fit how you live.

  5. Schedule showings

    We book tours efficiently, walk the homes beside you, and point out the things listing photos never show.

  6. Make an offer

    We help you write a competitive offer with the right price, terms, contingency dates, and seller incentives.

  7. Order inspections

    Once under contract, you choose licensed inspectors for the home, roof, pest, and any other systems worth checking.

  8. Negotiate repairs

    We read the inspection report together and ask for the repairs or credits that truly matter, not every small item.

  9. Wait for the appraisal

    Your lender orders an appraisal to confirm the home’s value supports the loan amount before the file moves forward.

  10. Connect utilities

    Electricity, gas, water, internet, and trash go into your name so the home is ready the day you take ownership.

  11. Wait for the lender’s clear to close

    Your lender finalizes the file, issues the closing disclosure, and gives the green light to schedule the closing.

  12. Close

    You sign the paperwork, receive the keys, and the home is officially yours. We stay reachable long after the last signature.

From offer to keys is usually thirty to forty-five days, depending on your loan and the dates written into the contract.

Start the conversation
Michael O'Neill, loan officer at Guaranteed Rate

Start with the right lender.

Michael O'Neill · Guaranteed Rate

Michael is the loan officer we send our buyers to first. He turns a stack of questions into a clear financing plan, practical loan options, honest numbers, and steady communication from application through the closing table. You will always know where your file stands.

Applying takes a few minutes and simply tells you what is possible. Michael takes it from there.

Apply with Michael
309.360.9641Michael.ONeill@rate.comHis rate.com profile

Michael is one of our preferred partners. See the full list.

The buyer’s guide, free.

Twelve steps, local context, and the questions worth asking before you tour a single home. Tell us where to send it and it lands in your inbox.

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See what’s available across the Upstate.

Search current listings on our property portal, then bring us the homes that catch your eye.

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Hands typing on a laptop with a Brayton & Team sticker

Your next chapter starts with a clearer search.

Tell us where you are in the process. We’ll help you see the next step clearly.

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